Christmas Club

In the days of old, people had little savings accounts that were ear-marked for Christmas. The Christmas Club.

I am a year round shopper. I just tuck away little things here and there as I come across them. Stow them away for the next Christmas.

I was on a post about saving for Christmas and someone else shared one of their secrets; gift cards.

Many of us give gift cards for Christmas, for those difficult to shop for folks.

She had a great idea. Every pay day she adds money to gift cards. To Amazon, for shopping later in the year. For stores that her recipients will get a gift card to.

I love this. Just a few dollars each month, and at the end of the year, you have a little Christmas nest egg.